PSD2 - Procedures

The “Payment Services Directive 2” (or “PSD2” for short) is an EU directive issued by the European Commission governing payment services. It ensures uniform, secure, and efficient payment transactions throughout the entire European Union. Access to payment accounts by service providers and the subsequent exchange of data now takes place solely and exclusively via specific bank application programming interfaces (APIs). Learn more about the PSD2 process here .

Due to PSD2, there is a 90-day time limit for logging into online banking as well as for checking transaction history. This means that after 90 days, you’ll need to enter a TAN in addition to your usual login credentials. If you want to view transactions on your account in online banking that are more than three months old, you’ll also need to enter a TAN.

In the following articles, we explain the procedure for your GetMyInvoices account: Online banking login expired – What should you do?